Deskripsi Perusahaan
Finansial Technology, P2P Lending
Deskripsi Pekerjaan
Communication and Coordination - Utilise basic SQL and data analysis skills to extract and interpret operational and credit performance data. - Understand fundamental consumer lending and credit risk concepts such as approval rate, credit limit, credit line management, and A/B testing in credit policy. - Collaborate with the HQ risk team on policy optimization, segmentation, and data-driven decision-making. Data and Analytical Capability - Act as the primary point of contact between the local Indonesia team and the Beijing risk management team. - Ensure smooth, timely, and accurate communication of all risk-related matters, including market events, regulatory updates, and operational incidents. - When significant local events occur (e.g., public demonstrations or major economic shifts), promptly inform the HQ team to support timely strategic adjustments. - Coordinate with HQ in preparing high-quality reports, materials, and documentation for regulators, partners, or investors. Regulatory and External Stakeholder Awareness - Closely monitor and interpret updates from local regulators (e.g., OJK, APPI) and funding partners. - Summarize and communicate regulatory announcements accurately, ensuring that relevant teams understand and comply with requirements. - Proactively work with HQ to ensure timely, compliant, and professional submission of required materials.
Syarat Pekerjaan
- Bachelors degree in Finance, Economics, Statistics, or related field. - Minimum 3-5 years experience in a risk management, credit analysis, or compliance role within the fintech operations, P2P or related business processes is preferred. - Basic proficiency in SQL and data interpretation. - Familiarity with consumer lending, credit scoring, and fintech industry practices. - Excellent communication and coordination skills with sensitivity to local context and cultural nuances. - Bilingual in English and Bahasa Indonesia. Mandarin proficiency is a plus.
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